5 Best Free Subscription Trackers in 2026 (Tested & Compared)
The average person has 11 active subscriptions costing over \u20ac180 per month. Yet most people can only name half of them off the top of their head. Subscription tracking apps solve this by giving you a clear picture of where your money goes every month. We tested the top options in 2026 to help you find the right one.
Quick Comparison
| # | App | Price | Detection | Platforms |
|---|---|---|---|---|
| 1 | Unbilled | Free / €1 per month Pro | Automatic (AI email scanning) | Web (all devices) |
| 2 | Bobby | One-time €1.99 | Manual entry | iOS only |
| 3 | Rocket Money (formerly Truebill) | Free / $4–12 per month Premium | Bank account linking | iOS, Android, Web |
| 4 | Subby | Free / $1.99 per month Pro | Manual entry | iOS, Android |
| 5 | TrackMySubs | Free / $2 per month Pro | Manual entry | Web |
Detailed Reviews
Unbilled
Free / €1 per month Pro
Web (all devices)
Detection: Automatic (AI email scanning)
- AI-powered email scanning detects subscriptions automatically
- Privacy-first: no bank account access required
- Email forwarding option for maximum privacy
- 30+ currency support with real-time conversion
- Renewal reminders via email and in-app
- GDPR compliant, EU-based
Our verdict: Best overall for European users who want automatic detection without sharing bank credentials. The free plan covers up to 5 subscriptions, and Pro at €1/month is the most affordable premium option available.
Bobby
One-time €1.99
iOS only
Detection: Manual entry
- Beautiful, minimalist design
- One-time purchase (no subscription)
- Fully offline, data stored locally
- Push notification reminders
- Currency support
Our verdict: Best for iPhone users who prefer manual control and a one-time purchase. Limited by iOS-only availability and lack of automatic detection.
Rocket Money (formerly Truebill)
Free / $4–12 per month Premium
iOS, Android, Web
Detection: Bank account linking
- Detects subscriptions from bank transactions
- Bill negotiation service (premium)
- Cancel-for-you feature (premium)
- Budget tracking and savings goals
- Credit score monitoring
Our verdict: Best for US users who want an all-in-one financial tool. Requires bank account access and is US-focused, making it less suitable for European users.
Subby
Free / $1.99 per month Pro
iOS, Android
Detection: Manual entry
- Clean, modern interface
- Spending charts and analytics
- Customisable categories and icons
- Widget support for quick overview
- iCloud/Google sync
Our verdict: A solid mobile-first option with good design. Manual entry only, but the analytics and widgets make daily tracking convenient.
TrackMySubs
Free / $2 per month Pro
Web
Detection: Manual entry
- Web-based, works on any device
- Team/shared subscription tracking
- Invoice and receipt storage
- Export to CSV
- Calendar integration
Our verdict: Good for freelancers and small teams who need shared tracking and invoice management. Manual entry limits convenience for personal use.
How We Tested
We evaluated each subscription tracker across five key criteria: ease of setup, detection accuracy, privacy and data handling, pricing value, and cross-platform availability. Each app was tested with a real email account containing subscriptions from Netflix, Spotify, Adobe Creative Cloud, Canva, and several smaller services.
For apps with automatic detection, we measured how many of 15 known subscriptions were correctly identified. For manual-entry apps, we evaluated how quickly subscriptions could be added and how well the app handled recurring billing cycles and multi-currency amounts.
Key Takeaways
- Best overall: Unbilled offers the best combination of automatic detection, privacy, and value at \u20ac1/month.
- Best for iPhone: Bobby is perfect if you prefer manual control and a one-time purchase.
- Best for US users: Rocket Money excels with bank-linked detection and bill negotiation.
- Privacy matters: Only Unbilled and Bobby work without bank account access.
Related Reading
How to Find and Cancel Forgotten Subscriptions
The average European spends €180/month on subscriptions — learn how to find the ones you forgot about.
How to Cancel Netflix, Spotify, Adobe & More
Step-by-step cancellation guides for the most popular services.
Unbilled vs. Rocket Money (In-Depth)
A detailed head-to-head comparison of features, pricing, and privacy.
Unbilled vs. Bobby (In-Depth)
Auto-detection vs. manual entry — which subscription tracker is right for you?